Health Card in Dubai: How to Obtain It, Requirements, and Benefits

In the United Arab Emirates (UAE), ensuring access to healthcare services is essential for residents and expatriates. One of the key ways to ensure you can receive medical care when needed is to have health coverage, which is usually provided by your sponsor.

Although there is no minimum coverage required, many individuals would prefer to benefit from lower-cost healthcare services. That’s why the UAE has implemented what is known as the “health card.”

This article will explain in detail the process of applying for this health card, covering eligibility criteria, necessary documents, and the numerous benefits it offers.

Health insurance: What is a Health Card?

A health card in the UAE is an official document that provides access to public health services offered by the Ministry of Health, Emirates Health Services (EHS), and various other government health authorities. It allows holders to access essential medical services, including hospital visits, emergency care, and regular check-ups at subsidized rates.

While many residents rely on private health insurance, having a health card can be a valuable asset. It offers an additional safety net for those who may not have comprehensive health coverage or who prefer to use public health facilities for certain treatments. This card not only ensures that you receive the necessary medical attention but also helps manage healthcare costs effectively through appropriate health insurance.

With an EHS health card, you can benefit from a 20% discount on all EHS services. Additionally, if you are a Person of Determination (PoD), the health card grants you free access to all EHS services.

Eligibility Criteria for the Health Card in Dubai

The eligibility criteria to obtain a health card in the UAE are relatively straightforward, but they may vary depending on the types of health insurance subscribed to. Here are the main requirements:

• Residence and Emirates ID: Applicants must possess a valid Emirates ID to obtain their local insurance. This is crucial as it verifies your residency status in the UAE.
• Age: There is no minimum age requirement; infants and children can also obtain health permits, making it easier for families to manage health needs.
• Passport: A passport with a validity of more than 6 months.
• Medical Report: A medical report from a public facility dated within the last 3 months.

Steps to Apply for a Health Card in the UAE

The application process for the health card is simple and efficient, especially for expatriates in Dubai. Here are the steps to guide you through the application process:

1. Online Application

   • Visit the official website of the Ministry of Health: Start by visiting the EHS website or the Dubai Health Authority (DHA) portal for information on international health insurance. These platforms provide an easy-to-navigate interface for the application process.
   • Create an account: If this is your first application, you may need to create an account by providing basic personal information.
   • Fill out the application form: Complete the online application form, ensuring that all details are accurate and up to date.

2. Submit Required Documents

   • You will need to upload or submit several documents, including:
     • A copy of your Emirates ID
     • A valid copy of your passport
     • A recent passport-sized photo
     • Proof of residence (this can be a utility bill or an EJARI).

3. Pay Application Fees

   • The application fees for the health permit in the UAE vary depending on your residency status and whether you are obtaining local insurance.
   • For Persons of Determination (PoD), the fee to apply for a health card is AED 50, while UAE citizens also pay AED 50. Expatriates will need to pay AED 100 for the issuance of the health card, along with an additional AED 15 for the EHS application form.
   • Payment can generally be made online.

4. Await Processing and Receive Your Card

   • After submitting your application, a processing time of a few days may apply within the UAE health system. You can check the status of your application online via the portal where you applied.
   • Once approved, you will receive your health card by mail or at the designated EHS or DHA office. You will be notified by SMS or email regarding the collection or delivery of your card.

Keep in mind that the health card is valid only at EHS-operated health facilities. These include the Dubai Public Health Centre, Alriffa Health Centre in Sharjah, Masafi Hospital in Fujairah, Falaj al Muallah Physiotherapy Centre in Umm Al Quwain, Physiotherapy and Sports Medicine Centre in Ras Al Khaimah, Al Nuaimiya Medical Examination Centre for Residency in Ajman, Genetic and Neonatal Screening Diagnostic Centre in Abu Dhabi, among many others.

Benefits of Having a Health Card in the UAE

Having a health card in the UAE presents several advantages that enhance your healthcare experience:

• Access to Public Health Services: The card provides access to a wide range of health services in public hospitals and clinics at subsidized rates, making healthcare more accessible for everyone, including expatriates in Dubai. This can lead to significant savings, especially for those without extensive private health insurance.
• Coverage for Family Members: Families can apply for health cards for their children and dependents, ensuring that everyone has access to necessary health services without incurring excessive costs through adequate health coverage.
• Emergency Services Available in Dubai and Abu Dhabi: The health card entitles you to emergency medical services in public health facilities, which is crucial in urgent care situations.
• Regular Check-ups and Preventive Care: Cardholders can benefit from regular health check-ups and preventive services, contributing to their overall health and well-being.
• Ease of Use: With the health card, accessing healthcare services becomes simpler, as it eliminates the need for additional insurance documentation or approvals to access public services.

Important Points to Remember

While the UAE health card offers many advantages, it’s essential to keep a few points in mind:

• Validity and Renewal: The health card has a specific validity period: 5 years for UAE citizens and 1 year for expatriates. Ensure you monitor the expiration date of your card to avoid any gaps in your coverage.
• Limitations: While the health card covers many services, some specialized treatments or services in private facilities may not be included. Always check with the relevant healthcare provider for specific details.
• Supplementary Insurance: Depending on your health needs, you may still consider obtaining supplementary private health insurance for additional coverage, especially for specialized medical care.

For any questions regarding local insurance, please contact: support@merritt.group.